ZEK guides our clients through the myriad federal, state and local environmental laws and regulations which impose complex and costly requirements on corporations, financial institutions, insurance companies, real estate developers and small businesses. Environmental law dramatically expands the civil and criminal liability of managers, officers and shareholders of regulated businesses. As a result, environmental liability is unquestionably one of the most important issues confronting businesses and plays a major role in the economics of financial, corporate and real estate transactions.